About Fuze
Moving value instantly is possible.
Fuze is a global digital asset infrastructure group building the regulated rails that move stablecoins, digital assets and payments across some of the fastest-growing corridors in the world. Banks, fintechs and enterprises use our APIs to launch compliant digital asset products without building the licensing, custody and compliance stack themselves.
Our platform spans payments and wealth: stablecoin orchestration, cross-border payments with 24/7 settlement, a crypto payment gateway, embedded trading and collateralised lending, and an institutional OTC desk.
We've processed over $20B and we're just getting started. With teams across Dubai, Abu Dhabi, Istanbul, Switzerland, Canada, the US, and more to come, we are backed by leading global investors.
Fuze is scaling into one of the defining infrastructure players in digital assets, and this is the moment to join - your call.
The Role at a Glance:
Location: Miami, Florida (Hybrid)
Reports to: President and General Manager, Fuze, N.A.
Role Overview
We are hiring a Chief Risk Officer to lead the Bank's independent risk function.
In the pre-opening period, this is a hands-on build role. You will design the Bank's risk management framework and risk appetite, and help demonstrate to the OCC that the risk management described in the charter application exists in practice. From opening day, you will keep that framework ahead of the business as the Bank grows in clients, assets and volumes, and as it delivers its approved business plan.
Key Responsibilities:
- Build and own the Bank's risk management framework, including risk governance, policies, and the committee structure through which risk is escalated and decided.
- Define the Bank's risk appetite and limits in line with the approved business plan, secure Board approval, and monitor adherence.
- Oversee risk in the Bank's digital asset custody and safekeeping activities, including key management, wallet architecture, segregation of client assets, and reconciliation.
- Oversee liquidity risk, including stress testing and contingency funding, and support capital planning so the Bank remains adequately capitalised as it grows.
- Oversee operational, technology and cyber risk, including resilience, incident management and business continuity for a platform that settles around the clock.
- Oversee risk arising from the Bank's fiduciary and trust activities.
- Oversee third-party and affiliate risk, including vendors, sub-custodians, and shared services with Fuze Global, so the Bank's interests are protected within the Group.
- Provide independent risk assessment of new products, clients and initiatives before they are approved.
- Lead risk-related engagement with the OCC, including examinations, supervisory findings and remediation.
- Report independently to the Board and its Risk and Compliance Committee on the Bank's risk profile.
- Work with the Chief Compliance Officer and BSA/AML Officer so compliance risk sits within one coherent framework, and with Group risk leadership so the Bank's framework aligns with Group standards.
- Build and lead the Bank's risk team as it scales.
What We're Looking For:
- 10+ years of risk management experience in financial services, including senior risk leadership at a U.S. regulated bank, trust company, custody institution, or comparable regulated institution.
- A track record of building a risk management framework and risk appetite, not only operating one, and of taking it through Board approval.
- Demonstrated understanding of bank capital, liquidity, and the regulatory expectations for risk management at a national bank.
- Direct experience with a U.S. federal banking regulator, including examinations, supervisory findings and remediation.
- Experience reporting to, and being held accountable by, a Board or Board risk committee.
- Willingness to operate hands-on and without established infrastructure through the pre-opening and early operating periods.
- A bachelor's degree, U.S. based, and able to satisfy the regulatory fitness and propriety review, background investigation, and notice requirements applicable to senior executive officers of a newly chartered national bank.
Strong preferences
- Prior service as Chief Risk Officer or senior risk executive at an OCC-supervised bank, national trust bank, or state trust company.
- Experience with a de novo bank, charter application, or pre-opening readiness programme.
- Trust, fiduciary, custody, or asset servicing risk experience.
- Experience with digital assets, particularly custody, stablecoins, or blockchain-based settlement.
- Experience keeping the control environment intact through rapid growth in clients, assets or volumes.
- Experience as the risk leader of a regulated subsidiary within a broader group.
Why Join Fuze
You'll shape how a global stablecoin infrastructure platform wins in the world's most important market, at the moment the rules are being written
- Build what actually matters: Define what a modern, regulated digital asset bank looks like in the U.S., and shape products, teams, and strategy in a fast-scaling environment.
- Global exposure: Operate across markets, collaborate with diverse teams, and gain truly international experience.
- Real autonomy: Shape strategy on the ground, backed by a Group leadership team that has built regulated businesses across several markets. Real ownership, real impact.
- Ambitious, no-nonsense culture: Work alongside sharp, driven people who move fast, think big, and get things done. Less bureaucracy, more outcomes.
- Define your legacy: Join as the founding leader of the Fuze U.S. story, at the stage where you don't just grow something, you create something you can point to and say, "I built that."
Pay Range and Compensation Package
Competitive base + performance bonus + equity; full package shared at first call.
Equal Opportunity Statement
Fuze is a global team by design. Our people work across many countries, bringing different cultures, languages, and perspectives to every decision we make. That mix is how we build infrastructure for markets around the world, and it shapes how we work every day.
We hire for talent, curiosity, and drive. Ideas win here, not titles or where you come from.
Fuze is an equal opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, genetic information, veteran status, or any other legally protected status.
If you need a reasonable accommodation during the hiring process, let us know and we'll support you.
