Power faster payroll for global teams

With stablecoin rails, money can be moved directly without correspondent banks and workers get paid the same day across 65 countries.
 Talk to our team

What you can offer your clients

Same-day payroll settlement

Enable workers to get paid on the day payroll runs, without bank holidays or correspondent bank delays.

Global payroll coverage

Facilitate payroll across 65 countries without pre-funding requirements or SWIFT delays.

Payout flexibility

Offer workers the choice to receive wages in local currency or stablecoins.

How it works?

Why payroll platforms are adding stablecoin rails now

Problem

Solution

01
‍

Problem

Global payroll settled through SWIFT takes 3-5 days & incurs fees at every correspondent bank along the way.

Solution

Stablecoin rails bypass SWIFT & correspondent banks entirely, delivering faster payouts at a lower cost

02
‍

Problem

Companies are required to pre-fund payroll accounts days before payday, locking up working capital that could be deployed elsewhere

Solution

Just-in-time pre-funding means funds move the moment payroll is approved with no capital tied up in advance

03
‍

Problem

Workers in markets with volatile currencies like Nigeria, Turkey, & Argentina lose purchasing power the moment their salary hits their account.

Solution

Workers choose to receive in USD stablecoin, protecting their purchasing power from local currency movements

04
‍

Problem

Payroll platforms struggle to pay workers in markets where traditional banking infrastructure is limited or unreliable, leaving parts of their clients' global workforce unserved

Solution

Fuze Finance's coverage across 65 countries lets payroll platforms pay workers in markets traditional rails can't serve

Everything you need to fast track global payroll

01/

On and off-ramp

On-ramp and off-ramp between fiat and stablecoins for clients and their workers in real time with deep liquidity
02/

Just-in-time pre-funding

Money moves on-chain and between local banks so no pre-funding and locking up captial in nostro accounts for days.
03/

Mass payouts

Pay hundreds of workers globally in a single flow with accurate execution and no operational overhead.
07/

Real-time reconciliation

Every payout reconciled automatically in real time with full audit records synced to your system.

Why payroll platforms build with Fuze Finance

White-label by default

The entire payroll flow runs under your brand while we take care of the execution in the backend.

No changes to existing stack

Integrate and add to your existing payroll systems, configure the flow, & go live.

Built-in compliance  

KYC, AML, sanctions screening, and wallet monitoring run automatically across every transaction.

Go live with the new payroll workflow in weeks.

From sandbox testing to checkout in weeks with a dedicated integration team and pre-built components.

Integrate & setup once

Connect once and configure assets, settlement currency, & checkout

Test and deploy quickly

Simulate every flow, asset, & edge case in a sandbox before deploying

Launch faster payroll

Once live, Fuze Finance handles monitoring, conversion, & settlement
Compliance And Security

Enterprise-grade compliance, built into every flow

Scale globally without managing compliance, security, or infrastructure complexity.

Fully regulated.

Fuze Finance operates under active licences & registrations around the world so your product inherits a compliance layer that took years to build.

Secured and certified.

SOC 2 Type II and ISO 27001 audited and certified. Every product built on Fuze Finance inherits a security layer tested, verified, and maintained to the highest standards.

Receive & pay out across
65 countries

Fuze Finance has built the licensing, liquidity, and infrastructure across regulated markets so you can ship in multiple geographies without the regulatory or engineering lift

MENA

UAE Dirham
AED
Instant Local
Saudi Riyal
SAR
Sarie
Qatari Riyal
QAR
QPS

Africa

Nigerian Naira
NGN
NIP
Egyptian Pound
EGP
IPN

Americas

US Dollar
USD
ACH & Wire
Mexican Peso
MXN
SPEI
Canadian Dollar
CAD
EFT
Brazilian Real
BRL
PIX

Europe

Euro
EUR
SEPA Instant
British Pound
GBP
FPS & CHAPS
Swiss Franc
CHF
SIC
Swedish Krona
SEK
Rix
Norwegian Krone
USD
ACH & Wire
Danish Krone
DKK
Sum

APAC + Subcontinent

Singapore Dollar
SGD
FAST
Hong Kong Dollar
HKD
FPS
Australian Dollar
AUD
NPP
Japanese Yen
JPY
Zengin
NZ Dollar
NZD
BECS
Indian Rupee
INR
UPI & IMPS
Pakistani Rupee
PKR
Raast
Philippine Peso
PHP
InstaPay
Vietnamese Dong
VND
NAPAS

Stablecoins

USD Coin
USDC
Circle / 1:1
Tether
USDT
Tether / 1:1
PayPal USD
PYUSD
Paxos / 1:1

For developers, by developers

Our APIs, infrastructure & onboarding team will help your developers go live fast without the stress

01/

Easily configurable APIs

Configure APIs for collections, payouts, FX, and settlement

02/

Real-time event streaming

Stream transaction, settlement, payout, and compliance events to your systems

03/

Developer-first docs

Clear guides and API documentation to help you go live fast

04/

Sandbox access

Test everything before going live with production-like behavior

05/

Full traceability

Access detailed audit logs across every step of each transaction

06/

Chain-agnostic routing

Route transactions across supported networks without more integrations

Fuze OS

Track all transactions in a single dashboard

Monitor live pricing, executions, settlements, and compliance from a single dashboard

01/

Live volume, revenue, and transaction tracking.

02/

Audit-ready reserve records on-demand

03/

Manage accounts, risk, and permissions

04/

Automated regulatory and financial reports

05/

Dashboards customized for your team

Questions your team will ask.

Do we need to acquire a licence to add stablecoin payouts?

No. Fuze Finance holds the regulatory licences required across supported markets. Your platform operates under Fuze Finance's licensed infrastructure without obtaining its own licences.

Do workers need a crypto wallet to receive payouts?

It depends on the payout format the worker chooses. Workers who prefer local fiat receive earnings directly into their bank account. Workers who prefer to be paid in stablecoin can add their wallet details.

How does reconciliation work across multiple workers?

Every payout is reconciled in real time via Fuze Finance's sub-ledger. Each entity has a dedicated virtual IBAN. Payments are automatically identified, matched, and reconciled without manual intervention. Full audit records are accessible via API or Fuze OS.

Can we bring our own compliance stack?

Yes. Fuze Finance runs AML, sanctions screening, and wallet monitoring automatically by default. If you have an existing compliance stack, it can be connected via webhook to run alongside Fuze Finance's compliance layer.

Does this require rebuilding our existing payroll flows?

No. Fuze Finance integrates as an additional infrastructure layer underneath your existing payroll stack. Your core product, compliance setup, and worker experience stay untouched.

How long does integration take?

Sandbox access is available after initial scoping. Our team guides you from first API call to production launch, done in weeks.

Ready to power global payroll?

Talk to our team
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